FREE TOOL
Know your PAYE before payday.
Estimate your monthly income tax under the new Nigeria Tax Act. Free, instant, and nothing you enter leaves your browser.
What do you earn?
Enter your total pay before any deductions. It is the one figure we build everything else on.
How It Works
The new tax brackets, explained.
Personal income tax in Nigeria uses a progressive system. If you earn the national minimum wage or less, you pay no tax. If you earn more, only the part of your income in each tax band is taxed at that band's rate, not your entire income.
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Type your numbers, get your answer. No account needed.
Runs entirely in your browser
We never see or store your income data.
Free, with unlimited calculations
No card, no catch, no limit.
Questions
About this calculator.
Yes. It uses the tax bands and reliefs introduced by the Nigeria Tax Act, which took effect in January 2026, including the new rent relief that replaced the Consolidated Relief Allowance.
Tenants can deduct 20% of their annual rent from taxable income, up to a maximum of ₦500,000. It only applies if you actually pay rent and declare it accurately. Homeowners are not eligible.
Pension is calculated on your basic, housing, and transport allowances, and NHF and NHIS on basic salary alone. Without the breakdown we estimate using a typical structure, which is close but not exact.
No. Everything is calculated in your browser. Nothing you type here is uploaded, stored, or seen by us.
No. It's an estimate for information purposes. For decisions that depend on a precise figure, speak to a qualified tax professional.